Financial Destinations Inc. (later FDI International) is a privately operated business, founded in 2003 and headquartered in Windham, New Hampshire. It was started by William Andreoli, now CEO and President of the company.

Recognized in its very first years as a monetary education company, FDI had the reported objective to "Stamp Out Financial Illiteracy Across the Country". It was one of the businesses that utilized an mlm business model to offer monetary education and training. This kind of education included issues along the lines of fiscal responsibility, real estate, stock market speculation, cashflow management - all these were designed to inform FDI associates on their particular path to monetary freedom.

Obviously, there was an income opportunity included too, where by independent FDI reps could sell FDI's products and services and generate residual earnings for themselves, as well as train and lead their own sales team or organization.

The FDI compensation model was determined by three streams of earnings: 1 - quick start bonus deals, made to reward FDI distributors for personal sales activity, which would double with the recruitment of three new representatives in any given calendar month; 2 - leadership bonuses, that were based on the growth of the organization and got bigger whenever a different leadership level was reached; 3- residual income, a regular monthly commission on each member of the team.

The actual reason we are employing past tense here is that the organization has gone through significant changes. The owner of Financial Destinations Inc., William Andreoli, has joined up with Kuba Fabiarz, owner of GIConnect, a 16-year old telecommunications corporation which is said to have been operating in 62 countries and also to have had over 800,000 representatives. The result? FDI International, a company that aims to get engaged in 7 areas of telecom, as they say: landlines (home and business), wireless/cell, long-distance, global calls, calling cards, internet and corporate solutions.

Their particular strategy will be to help their customers save 50% or more on their telephone expenses. Possessing the international expertise of GIConnect, FDI International will be planning to launch in 60 countries concomitantly. Their main product seems to be the FDIVoice (hands free and service), which makes it possible for you to transform voice messages to written messages - so that you can stop texting while driving, as well as to make phone calls or deliver e-mails with voice commands, or perhaps have your e-mail read to you by means of a voice application. Additional solutions comprise affordable smart cell phones for their buyers, which are exclusive to the company, Multi-line voice phones with worldwide connectivity, VideoPhones with connection to big-screen TV's or personal computer screens as well as totally free international phone calls between FDI Video Phones. Their long term plans incorporate assistance for calling when travelling via airplane. With these kinds of solutions they wish to gain a market unparalleled before. They also intend to have no taxes on the telephone bills and services, no credit checks and no tying contracts for their services.

With regard to the FDI International comp plan, it resembles in some points the first FDI strategy, but it seems to be significantly improved. They are boasting now multiple earnings streams: apart from the currently known Quick Start and Double Quick Start Bonuses, a 50% Matching Fast Start Bonus, Advancement Bonuses, 4 levels of Matching Residual Income and that is not all.

FDI International is indeed full of promises. We will see if they can live up to them. As with any new organization (and even if the company isn't new), you run certain risks, which is up to you if you want to assume. One certain thing is, however, that such an MLM business can't be carried out in the classic manner. You will need to promote the opportunity on-line, by taking advantage of the power of the world wide web to be able to expand your team, and in order to do this, you have to have very good online marketing resources and strategies. These aren't easy to obtain, but not really difficult either, should you locate a competent marketing advisor who is willing to lead you. And if you do get these types of online network marketing skills, you can use them in the long run with any other MLM business that may peak your interest.